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February 11, 2019
In light of the recent final report of the Financial Services Royal Commission, there’s been a lot of really positive and supportive commentary about mortgage brokers and the value that they bring...
January 20, 2019
Does your income provide you with some spare capacity to pay off your mortgage and you’re wondering whether it makes a difference whether you just pay off the principal or use an offset account or...
January 18, 2019
In general terms, there are two types of people that use credit cards: the Transactors and the Revolvers.
The Transactors use their card to buy everything and then pay the card balance in full at...
November 28, 2018
The royal commission into banking has persuaded lenders to think in earnest about tighter lending criteria set by the banking regulators several years ago.
Capacity to service
Though the specific r...
September 12, 2018
Australia's growing economy and rising population means that property is likely to continue being a good long-term investment. But a range of present conditions, in particular changes to the way c...
June 11, 2018
Building a brand-new home has long been a dream for many of us. To make that dream become a reality however, most of us will have to fund our build with Construction Loan from a bank....
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