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Fact Sheets
Lenders Mortgage Insurance
Lenders Mortgage Insurance (LMI) is insurance that a lender takes out to insure itself against the risk of not recovering the outstanding loan balance if you, the borrower, are unable to meet your loan payments and the property is sold for less than the outstanding loan balance
Lenders Mortgage Insurance Fact Sheet
First Home Guarantee Scheme
The First Home Guarantee supports home buyers who have saved a minimum deposit of 5% of the Property Value, and meet other eligibility criteria, to buy a home. Housing Australia provides a Guarantee to the Participating Lender to enable you to borrow up to 95% of the Property Value
Construction Loans
A construction loan is a specialised form of home loan designed for those building a new property or undertaking major renovations. Unlike a standard mortgage where the full loan is advanced at settlement, a construction loan releases funds progressively as each stage of the build is completed.
Debt Consolidation
Debt consolidation helps you by combining your debts into a single loan facility (often a home loan), leaving you with just one repayment to manage — usually at a lower interest rate.
Offset Accounts
An offset account is a transaction account linked to your home loan. The money in your offset doesn’t earn interest like a savings account—instead, it offsets (reduces) the balance of your home loan that interest is calculated on.
Latest home loan
interest rates
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The comparison rate provided is based on a loan amount of $250,000, term of 25 years, principal & interest repayment. It only applies to the examples given. Different amounts and terms will result in different Comparison Rates.
*
Owner Occupied 2 year fixed P&I
Starting from
5.25
%
p.a
Comparison Rate *
5.01
%
p.a
Investment 1 year Fixed P&I
Starting from
%
p.a
5.19
Comparison Rate *
7.39
%
p.a
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