A solid lease agreement between your SMSF and your business is more than just a formality. It’s the evidence your fund needs to show the ATO that everything is being done on arm’s length, commercial terms. And when you’re managing both your business and your retirement future, that’s not a corner worth cutting.

For everyday Australians, the RBA’s cash-rate announcement ripples through mortgage rates, savings returns and the broader cost of living. With the next announcement only a day away, here’s a clear, readable rundown of how the RBA makes decisions, what commentators are looking at this time, whether a cut is likely, and a practical forecast for the next six months.

The difference between First Home Buyers who succeed and those who don’t often comes down to preparation, strategy, and the willingness to make smart sacrifices. The good news? You have government support, concessions, and grants on your side—if you know how to use them effectively.

For many Australians, property is more than just bricks and mortar — it’s a pathway to building wealth. A big advantage available to investors is negative gearing, a strategy that not only helps offset the costs of owning an investment property but can also significantly reduce your tax bill along the way. By turning rental losses into valuable tax deductions, negative gearing can make holding property more affordable in the short term while positioning you for long-term capi

SMSF lending was implemented on 24 September 2007 and has grown steadily. The value of limited recourse borrowing arrangements within SMSFs has surpassed $72 billion.

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