HECS and HELP debts affect your Home Loan borrowing capacity, but it doesn’t have to stop you from achieving your homeownership dreams. With smart budgeting, managing other debts, and expert guidance, you can navigate the challenges effectively.

A family guarantee allows a family member to use the equity in their own home to secure part of your home loan. This additional security helps you borrow more or avoid the need for Lenders Mortgage Insurance

$30,000 First Home Owner Grant - Available for eligible first-time buyers who purchase or build a new home In a significant move to...

Lenders have different rules regarding genuine savings but generally if you would like to borrow 85% or more of a property’s value, you will have to demonstrate that you have at least 5% of the property’s value in genuine savings.