For everyday Australians, the RBA’s cash-rate announcement ripples through mortgage rates, savings returns and the broader cost of living. With the next announcement only a day away, here’s a clear, readable rundown of how the RBA makes decisions, what commentators are looking at this time, whether a cut is likely, and a practical forecast for the next six months.

The RBA’s decisions can sometimes feel distant or abstract, they flow directly into household budgets, business investments, and the health of the entire economy through bank interest rates.

The Reserve Bank of Australia (RBA) has finally cut interest rates again and that's good news as mortgage repayments become cheaper — but...

While many people will understandably aim to capture immediate cash flow benefit in the form of lower home loan repayments, the less...

The type of home loan you choose, whether interest-only or principal and interest, can have a major impact on how effectively you reduce...

Your home loan isn’t something you should set and forget. As the market and your life evolve, so should your mortgage. It’s worth having a conversation about refinancing.