In Your Interest

New Mandatory Comprehensive Credit Reporting Laws for Lenders

Comprehensive Credit Reporting (CCR) was first introduced in Australia in 2014. However, later in 2018 the Australian Federal Government will introduce new laws which make it mandatory for our big four banks (Westpac, NAB, ANZ and CBA) to use CCR more fully and apply it when making credit assessments. The introduction of CCR changed the type of consumer credit information that can be collected by credit bureaus and used by credit providers when making a lending decision. Previously, Australia only had a negative credit reporting system, which meant that a consumer’s credit report could only contain negative information such as credit enquiries, credit payment defaults and serious credit infr



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Etairos Finance Pty Ltd

ACN 159 947 323

© 2017 Etairos Finance Unit Trust

ABN 68 164 003 471

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Etairos Finance Pty Ltd

ACN 159 947 323

Credit Representative 427654 

authorised under Australian Credit Licence 389328

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