Record low interest rates have been a double-edged sword for first home buyers. They’ve made loans more affordable, but they’ve also placed a lot of upward pressure on property prices, making a deposit harder to achieve. In an increasingly competitive property market, where even getting a foot in the door can be a struggle, young homebuyers looking for their first home may find an opportunity with family guarantee home loans. A Family pledge loan, or Family guarantor loan, can be an attractive proposition to parents looking to support their children to get onto the property ladder. These types of loans allow young borrowers to use the equity in a family member’s home as security on a set por