Banks love to lend to borrowers who show good habbits
Lenders love to lend money to borrowers who show good financial habits. Good habits are like gold when it comes to borrowing and it’s...
Can a Family pledge loan help you own your home sooner?
Record low interest rates have been a double-edged sword for first home buyers. They’ve made loans more affordable, but they’ve also...
Brokers: the simple answer to the growing complexity of borrowing
In light of the recent final report of the Financial Services Royal Commission, there’s been a lot of really positive and supportive...
Cut your home loan by 9 years
Does your income provide you with some spare capacity to pay off your mortgage and you’re wondering whether it makes a difference whether...
Credit cards can cost you your loan
In general terms, there are two types of people that use credit cards: the Transactors and the Revolvers. The Transactors use their card...
Monthly expenses could harm your chances of a home loan
The royal commission into banking has persuaded lenders to think in earnest about tighter lending criteria set by the banking regulators...