The higher your home loan borrowing power, the more options you could have. And the good news is, there are ways to help increase your...

HECS and HELP debts affect your Home Loan borrowing capacity, but it doesn’t have to stop you from achieving your homeownership dreams. With smart budgeting, managing other debts, and expert guidance, you can navigate the challenges effectively.

Lenders Mortgage Insurance is a type of insurance that protects the lender, not the borrower. It's normally required when your deposit is...

A family guarantee allows a family member to use the equity in their own home to secure part of your home loan. This additional security helps you borrow more or avoid the need for Lenders Mortgage Insurance

In a competitive housing market, sellers are often looking for the most reliable buyer—not just the highest offer. A mortgage pre-approval demonstrates that you’re financially prepared and ready to move quickly.

Lenders love to lend money to borrowers who show good financial habits. Good habits are like gold when it comes to borrowing and it’s...