Last week both ANZ and Macquarie Bank reduced a number of their fixed home loan rates. Macquarie made the more significant move, cutting rates across its fixed-rate offerings by between 0.25% and 0.50%, with its three-year fixed rate falling to 6.09%. ANZ also trimmed selected fixed rates, reducing its two-year rate to 6.29% and its three-year rate to 6.49%.

photo credit f11photo / shutterstock.com When headlines like “property values flatline” start doing the rounds, it’s easy to assume the market has stalled—or worse, that things are turning sharply downward. But like most headlines, this one only tells part of the story. The latest Cotality data shows that Australia’s national Home Value Index recorded 0.00% growth in May. At face value, that sounds like the market has come to a complete stop. But when you look a little deeper

photo credit Gary Yim / Shotterstock.com After a punishing stretch of recent rate hikes, there are growing signs that homeowners may finally be approaching some much-needed relief. The latest inflation data has delivered a welcome surprise. Headline inflation fell to 4.2% in April, down from 4.6% in March — its lowest level in months and marking the sharpest decline in over a year. A key driver behind the drop was lower fuel costs, though broader price pressures are also begi

there are two primary tools that allow you to do this: the Offset Account and the Redraw Facility. Mathematically, they achieve the same result.Behaviourally, they are very different.

Buying in a sellers’ market is rarely smooth sailing. It demands resilience, preparation, and the willingness to keep going even when it feels tough.

When you start shopping around for a home loan, you’ll quickly discover there’s more choice than just the “big four” banks. A growing number of non-bank lenders—ranging from credit unions to online lenders and specialist mortgage providers—are competing for a slice of the market.