Offset Accounts - The ninth wonder of the world
Recently I was with a client who I did a loan for 19 years ago. He was single, on an average income, but he was now mortgage free. He...
Cut your home loan by 9 years
Does your income provide you with some spare capacity to pay off your mortgage and you’re wondering whether it makes a difference whether...
Credit cards can cost you your loan
In general terms, there are two types of people that use credit cards: the Transactors and the Revolvers. The Transactors use their card...