RBA’s Interchange Shake-Up: What It Means for Your Qantas and Velocity Points
Frequent flyer points are not free. They’re funded by a complex web of merchant fees, bank revenues, and airline marketing. As the RBA...
From Credit Card Chaos to Financial Clarity: Refinance your home loan & breathe again
Refinancing your home loan to consolidate consumer debt can be a powerful way to reduce financial stress, lower your interest payments, and simplify your financial life. However, it requires careful planning, the right loan structure, and a commitment to changing spending habits.
5 Ways to Increase Your Borrowing Capacity
The higher your home loan borrowing power, the more options you could have. And the good news is, there are ways to help increase your...
Credit cards can cost you your loan
In general terms, there are two types of people that use credit cards: the Transactors and the Revolvers. The Transactors use their card...
Monthly expenses could harm your chances of a home loan
The royal commission into banking has persuaded lenders to think in earnest about tighter lending criteria set by the banking regulators...
Take the stress out of your investment loans
Australia's growing economy and rising population means that property is likely to continue being a good long-term investment. But a...