Last week both ANZ and Macquarie Bank reduced a number of their fixed home loan rates. Macquarie made the more significant move, cutting rates across its fixed-rate offerings by between 0.25% and 0.50%, with its three-year fixed rate falling to 6.09%. ANZ also trimmed selected fixed rates, reducing its two-year rate to 6.29% and its three-year rate to 6.49%.

If, for whatever reason, the proposed changed to Negative Gearing and Capial Gains tax dont sit well with you, but you still like the idea of growing your wealth, maybe you should look at the spaces unaffected by the budget. If you’ve been considering a Self-Managed Super Fund (SMSF), now might be the time to take that conversation further.

photo credit f11photo / shutterstock.com When headlines like “property values flatline” start doing the rounds, it’s easy to assume the market has stalled—or worse, that things are turning sharply downward. But like most headlines, this one only tells part of the story. The latest Cotality data shows that Australia’s national Home Value Index recorded 0.00% growth in May. At face value, that sounds like the market has come to a complete stop. But when you look a little deeper

photo credit Josie Elias / shutterstock.com When a government starts talking about “tax reform”, people either switch off or become openly hostile. But this might be one of those moments where it actually pays to lean in for a minute, save judgement for a moment and take a closer look. The recent proposed changes to negative gearing are actually worth understanding—because once you strip away the noise, they’re trying to reshape how Australians invest in property… and who get