

Helping Your Children Buy a Home with a Family Pledge Loan (Security Guarantee)
Family Pledge Loans are a powerful way for parents to help their children enter the property market without parting with cash or co-buying the home. By leveraging equity in an existing property, families can avoid the hurdles of saving a 20% deposit and paying costly LMI.


First Home Buyer Grants 2025: How to Get $50K+ in Government Support
Buying your first home can feel like a distant dream, especially with rising property prices and the challenge of saving a deposit. But...


HECS and HELP Debt: How It Impacts Your Home Loan Borrowing Capacity
HECS and HELP debts affect your Home Loan borrowing capacity, but it doesn’t have to stop you from achieving your homeownership dreams. With smart budgeting, managing other debts, and expert guidance, you can navigate the challenges effectively.


Buy Your First Home Sooner with a Family Guarantee Home Loan: What You Need to Know
A family guarantee allows a family member to use the equity in their own home to secure part of your home loan. This additional security helps you borrow more or avoid the need for Lenders Mortgage Insurance


$30,000 Reasons to Buy Now: Queensland Extends First Home Owner Grant
$30,000 First Home Owner Grant - Available for eligible first-time buyers who purchase or build a new home In a significant move to...


What is Genuine Savings?
Lenders have different rules regarding genuine savings but generally if you would like to borrow 85% or more of a property’s value, you will have to demonstrate that you have at least 5% of the property’s value in genuine savings.







