photo credit Josie Elias / shutterstock.com When a government starts talking about “tax reform”, people either switch off or become openly hostile. But this might be one of those moments where it actually pays to lean in for a minute, save judgement for a moment and take a closer look. The recent proposed changes to negative gearing are actually worth understanding—because once you strip away the noise, they’re trying to reshape how Australians invest in property… and who get

photo credit Gary Yim / Shotterstock.com After a punishing stretch of recent rate hikes, there are growing signs that homeowners may finally be approaching some much-needed relief. The latest inflation data has delivered a welcome surprise. Headline inflation fell to 4.2% in April, down from 4.6% in March — its lowest level in months and marking the sharpest decline in over a year. A key driver behind the drop was lower fuel costs, though broader price pressures are also begi

This article appeared in the Australian Financial Review today, 7 April 2026. We're sharing so our customers are aware of some of the increased scrutiny banks will natuarlly be required to employ as a result of this outrageous fraud. The competition regulator has warned banks to improve their due diligence on mortgage applications, adding to pressure on the sector following revelations that billions of dollars in loans were obtained from top lenders by people using fraudulent

photo credit peopleImages / Shutterstock.com For many business owners, rent is simply accepted as part of the cost of operating. Every month a payment goes out the door to a landlord, and the focus stays firmly on running the business itself. But at some point a common question arises: “If my business is paying rent anyway… why don’t I own the building?” For some Australian business owners, a Self-Managed Super Fund (SMSF) can provide a pathway to do exactly that — allowing t

Over the past decade, Australia’s superannuation industry has become dominated by enormous institutional funds managing hundreds of billions of dollars. But beneath that towering landscape sits another part of the system that continues to grow quietly and steadily: self-managed super funds. Today there are more than 650,000 SMSFs in Australia, controlling over $1 trillion in retirement savings

All Australian banks and financial institutions are required to comply with Know Your Customer (KYC) obligations. These rules exist to ensure institutions can verify who their customers are and, where relevant, understand the source of their funds.