What Could Be Damaging Your Credit Score (and How to Fix It)
Planning to apply for a home loan, it's worth checking your credit report in advance. Better yet, speak to a trusted mortgage broker to help you make sure your finances in top shape.
Home loan & LMI Waivers: How Banks Favour Medical Professionals, Lawyers, and Other High-Income Earners
An LMI waiver allows eligible borrowers to access up to 90% (or sometimes even 95%) of a property’s value without paying LMI. It’s not...
Your Home Loan Deposit & Lenders Mortgage Insurance: What You Need to Know
Lenders Mortgage Insurance is a type of insurance that protects the lender, not the borrower. It's normally required when your deposit is...
Choosing the Right Home Loan: Fixed Rate, Variable Rate or Both?
The two most common types of home loans are fixed rate and variable rate loans. Understanding the pros and cons of each can help you make...
Why the End of Financial Year Is the Perfect Time to Review Your Home Loan
Your mortgage is likely one of your biggest financial commitments, so giving it a proper annual review — especially around tax time —...
Why Your Credit Score Matters: The Key to Unlocking Better Lending Opportunities
In this article, we’ll explore what your credit score is, why it’s so important when applying for loans in Australia, and how to improve and protect it. If you’re planning to borrow money — now or in the future — understanding your credit score is essential to give yourself the best chance of success.