What is a balloon payment car loan?
Many businesses can’t afford the resources to pay for equipment like a car upfront and choose to finance the purchase instead. However,...
Asset and Auto Finance booming
Despite only being a matter of weeks into 2024, applications for asset and auto finance are soaring and lenders are very busy coping with...
Are interest rates finally starting to fall?
It's not a big difference - yet, but the good news is, fixed rates are starting to fall. At the moment, and in general, the difference in...
Do You Have a Fixed-Rate Loan That's Coming to an end?
Like many borrowers, you may have lucky enough to take advantage of the low, fixed interest rates that were available a few years back....
What is Genuine Savings?
Lenders have different rules regarding genuine savings but generally if you would like to borrow 85% or more of a property’s value, you will have to demonstrate that you have at least 5% of the property’s value in genuine savings.
Banks love to lend to borrowers who show good habbits
Lenders love to lend money to borrowers who show good financial habits. Good habits are like gold when it comes to borrowing and it’s...